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Have you ever felt trapped in a Rat Race and wished to retire quickly but rich?Have you ever felt that you are spending way too much time working with your boss at your office instead of with those you love? Your spouse, children, friends?Have you ever felt frustrated because you are so deep in debt that you think you won't be able to retire because as soon as you do, the money will stop coming and thus you won't be able to pay off your mortgages and credit card?Have you ever felt that you have no control over your life anymore in terms of time? Think about it: can you take a vacation just anytime whenever you want/ need it and as ...

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(NC)?Your home is more than just a place to hang your hat. In addition to being a source of pride and protection, it can be a valuable source of equity.With interest rates still near record lows, now may be a good time to consider a renovation, purchasing a new car or making some investments. The equity in your home may help you secure the necessary funds to achieve your goalsOne way to access the equity in your home is to refinance your existing mortgage. While this increases the size of your existing mortgage, it may yield a lower interest rate and lower monthly payments than a traditional loan. One caution, however; increasing the ...

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?Will the Google IPO have any impact on the Venture Capital market?? FundingPost (http://www.FundingPost.com) surveyed 32 Venture Capitalists and Angel Investors for their opinions. FundingPost is happy to share these responses from leading venture investors as it should help guide CEOs of emerging companies who plan on raising capital today:1) Google raised $25 million from Sequoia Capital and Kleiner Perkins Caufield & Byers. Would you have invested in Google?s Series A round if they had presented to you?Joe Rubin, Director, FundingPost:?We received mixed answers ? the Angel Investors basically said ?yes? as they liked the ...

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Five must-ask questions(NC)-Beware of estate planners charging little or nothing to draft your estate plan. They are likely earning a commission on the investment products they recommend - which could compromise the objectivity of their advice. And note that competent estate planners should offer a holistic approach to estate planning. That is, an objective and skillful adviser provides more than investment strategies or financial planning advice.When looking for the right estate planning adviser, consider these key questions:What is your previous estate planning experience and have you worked with clients like me?Do you have ...

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BOOK REVIEW: Performance of Financial Institutions: Efficiency, Innovation, RegulationIt is rare for a financial text to be written by a Cypriot author yet one of the authors (Stavros A. Zenios) is a Professor at the University of Cyprus.The aim of the book is to examine whether financial intermediaries operate efficiently on a worldwide basis. Due to the fact that the book is written by two academics, it is a well-researched book with many real life examples involving financial institutions in various countries.The book is dividend into various sections such as: What drives the performance of financial institutions; Drivers of ...

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There are a number of key terms that investors should be familiar with. Though these terms are regularly banded about in many articles, they are not explained by many of the authors of these articles. The aim of this article is to explain a few more key terms which investors should be aware of when making their investment decisions.MARKET CAPITALISATION:The market capitalisation of a firm states how much the value of all the company?s ordinary shares is worth based on the current share price. Hence for example if a company has 1 million shares in issue and its share price is £2 then its market capitalisation would be £2 million.This ...

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No matter how much money you make, it pays to keep on top of money coming in and going out. Even if you do a good job of that, there are important times in your life when talking with a professional adviser makes sense.Almost every major life event - finding or losing a job, getting married or divorced, having a baby, buying a home -- is likely to have a major impact on your finances. A new job may mean you are making more money -- no problem there as long as you know the best way to invest it. Getting married may mean you have a second income to count on, but now you have someone counting on yours as well. Buying a house means you have ...

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Not Enough Money?I believe that most people haven't got enough money for everything they wish to have - the more you have the bigger your plans, and you have a feeling that you have less and less money.Whether you have lots of money or just so-so, you need to economize and take proper care of your money ie your income, expenditures, savings and investments.Below I give you 7 Golden Rules to a Financial Prosperity:1) Always have several streams of income: never rely on one income from one source only.2) As soon as you start to earn, start to put aside a certain amount to create an automatic money source: I remember I have ...

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