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   Articles >> Insurance    [ 69 Articles ]

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    Featured Articles

1

Bread, Milk & Car Insurance       By   Andrew Bowen
 

With increased competition between supermarkets to gain market share and improve profitability, the range of products on offer is getting ever diverse. Now, the big three chains, Tesco, Sainsbury?s and Asda have caught on to the fact that their brand name can sell just about anything, including of all things, car insurance.Car insurance is one of those very boring expensive products that you loathe having to pay for but have no choice if you want to drive a car on Britain?s roads. Why therefore would supermarkets want to be associated with such a seemingly expensive pain in the pocket? Well it seems that the public think it?s a great idea ...

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2

How Good A Deal Is Your Bank's Mortgage Insurance Plan?       By   Ivon T. Hughes
 

When you go to the bank to get a mortgage, you'll inevitably be asked to take out mortgage insurance. The idea behind mortgage insurance is simply that if something happens to you or your spouse then your loan will be paid off which is good news for your family and the bank. Most financial institutions act like they are doing you a favor by offering you mortgage insurance through their own group plan, but are they?The truth is that you could probably get a much better deal and at least an equal amount of protection by shopping around for your own insurance policy.Essentially, mortgage insurance is no different than term-life insurance. ...

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3

Choosing The Best Life Insurance Option For You       By   Claire Bowes
 

Life insurance in is becoming more and more popular with many people now realizing the importance and the benefits of a good life insurance policy. There are two main types of popular life insurance, both of which offer a range of invaluable benefits to consumers.Level Term Life InsuranceLevel term life insurance is the most popular type of life insurance policy with consumers, and this may be because it is also the cheapest form of insurance. With level term insurance, you and your family can enjoy peace of mind at an affordable price. If you die during the term of this insurance policy, your family will receive a lump sum payment, ...

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4

Understanding The Importance Of Mortgage Protection Life Insurance       By   Claire Bowes
 

Your house is a big investment - probably one of the biggest you're every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. That's why it is so important to ensure that your home and family are protected in the event of your death. It's not a topic that any of us like to dwell on, but the sad fact is that should you die and the family are no longer able to afford repayments on the house, they will lose the property and the roof from over their heads.Having a good life insurance policy in place to protect your property in the event of your death is vital. When you die, ...

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5

A Buyer's Guide To Medical Insurance       By   Johnny Mangiante
 

Buying travel health insurance can be a complex task. There are so many different plans - each with different benefits and restrictions.It is important to shop wisely for trip insurance. Many people buy coverage that seems inexpensive only to find out that they are not adequately covered when a medical emergency occurs. Below are a few key questions you should ask your insurance provider before purchasing trip insurance:What is not covered by the policy? Insurance companies call these "exclusions," and every policy has them.Are there specific exclusions relating to sports or other activities?Does the plan have a deductible that you ...

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6

Enron?s Ultimate Victim: Ethics       By   Paul Shearstone
 

FROM the 'MORAL HIGH GROUND', where we imagine ourselves, the Enron fiasco should have come as no surprise. Enron is simply a quintessential example of the degradation of principles such as trust, loyalty and ethical standards.Why it happened,however,is what really needs to be understood if business is to restore its ethical foundation and survive tumultuous times.Few will argue that business today is more challenging and competitive; most everyone accepts that the marketplace is more cutthroat than ever. We live in a dog-eat-dog world where for most, corporate survival is focused on just trying to not get eaten.Not long ago, things ...

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7

Disaster Decision - Do You Need Insurance?       By   Jakob Jelling
 

The expenses involved with owning a home can be overwhelming at times - routine maintenance, repairs, seasonal preparations, improvements. Not to mention taxes, fees, and all those monthly bills. Some homeowners, in trying to reduce their expenses, wonder if they really need disaster insurance.Disaster insurance is typically defined as additional homeowner's insurance to cover events like hurricanes, tornadoes, earthquakes, and floods. Home insurance policies typically cover hurricanes and tornadoes (review your policy to be certain in covers damage from such events). But often damage from floods and earthquakes isn't covered. This extra ...

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8

Portfolio Insurance       By   Al Thomas
 

For the past few weeks the market has had a very nice advance breaking out of an eight month sideways pattern. Then the brick wall. Several days of slamming down taking back some of the nice profits that have been accumulating.Now what? We know which way is up, but we don?t know how high is up? Don?t think you are confused. So am I and I am considered a professional trader.The market is giving mixed signals. Some technicians claim their signals are bullish and others say their signals are bearish. The fundamentalist (those folks including many economists) are also on both sides of the fence. Is there anything folks can do to protect ...

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